Trusted by new homeowners across the country

You Just Got a Mortgage.
Now Protect It.

If something happened to you tomorrow, could your family afford to keep the home you just bought? Mortgage protection life insurance ensures the answer is always yes.

No medical exam required
Coverage from $50K–$1.5M
Quote in under 2 minutes

The Mortgage Is Signed. The Risk Starts Today.

Your lender required homeowners insurance to protect the house. But nothing protects the payment β€” that's up to you.

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Unexpected death

The #1 reason families lose their home after a death is an unprotected mortgage. One policy changes everything.

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Critical illness

Policies with living benefits can pay out early if you're diagnosed with cancer, stroke, or heart attack.

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Disability

Riders are available to cover your mortgage payments if you become too sick or injured to work.

The best time to buy life insurance was before you got your mortgage.

The second best time is right now β€” while you're still healthy and rates are lowest.

How It Works

Getting covered is easier than you think.

01

Submit your free quote request

Fill out our 2-minute form β€” no SSN, no medical exam required to get started.

02

Speak with a licensed agent

A local, licensed broker will call you to compare rates from top-rated carriers and find the best fit.

03

Apply and get covered

Most policies issue within 24–72 hours. Your family is protected from day one of coverage.

Coverage Options

We shop top-rated carriers to find you the best rate. Here's what we typically recommend for new homeowners.

Term Life

Most Popular

Pure death benefit protection for a set term β€” 10, 15, 20, or 30 years. Perfectly matches your mortgage duration.

  • Lowest monthly premiums
  • Match your mortgage term exactly
  • Level premiums β€” never go up
  • Tax-free death benefit
  • Optional living benefit riders
Get Term Quote

Whole Life

Lifelong

Permanent coverage that builds cash value over time. Premiums are fixed for life and the policy never expires.

  • Coverage never expires
  • Builds cash value you can borrow
  • Guaranteed level premiums
  • Dividend potential (mutual carriers)
  • Estate planning tool
Get Whole Life Quote

Universal Life

Flexible

Flexible permanent coverage where you can adjust your premium and death benefit as your needs change.

  • Adjustable premium payments
  • Flexible death benefit
  • Cash value accumulation
  • Indexed growth options (IUL)
  • Long-term care riders available
Get UL Quote

Not sure which is right for you? Our agents will compare options from multiple A-rated carriers at no cost to you.

What Homeowners Are Saying

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"We closed on our house in March and got our policy set up the same week. The agent was incredibly patient explaining the difference between term and whole life. We went with a 30-year term to match our mortgage β€” couldn't be easier."

Sarah M.
Phoenix, AZ
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"After our first child was born, we finally got serious about this. Our agent found us a policy $40/month cheaper than what our lender offered. Don't let the bank upsell you β€” shop around!"

James & Linda T.
Charlotte, NC
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"I filled out the form on a Sunday night, got a call Monday morning, and had my policy issued by Wednesday. The whole process was seamless and the pricing was better than I expected at my age."

Marcus D.
Tampa, FL

Get Your Free Quote

A licensed agent will contact you within one business day β€” no obligation, no pressure.

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